Retirement Needs

How much do you need for retirement? Can you retire today or in 5-10 years? How much to save? What is the target rate of return needed to achieve your financial goals? Learn how to avoid 9 common retirement planning mistakes. You will also learn several strategies for saving money on taxes for the current year and future years to come.


Become more familiar with investing and learning how to avoid high cost products and commissions. Learn more about stocks, bonds, mutual funds, and exchange traded funds. Learn about annuities and the pros and cons of products available to you in the marketplace.

Insurance and Risk Management

Learn if insurance is needed along with understanding how Long Term Care works and if this is something that can help with your overall financial planning. Is self-insurance an option and what type of insurance is most recommended?

Estate Planning

Plan for today and for your future with estate planning techniques. Learn about the today’s tax laws and the strategies used to minimize or eliminate tax burdens. Become familiar with estate and gift taxes and how to reduce taxes and fees at your death.

Social Security

We will cover common social security strategies that will help enhance your financial situation and give you more control and options in retirement. We cover single, divorced, married and widowed options.

Tax Planning

Help you prepare for the tax changes that will be in effect for 2018. It helps you find loopholes and tax strategies to help reduce your tax situation for your current year and future years to come. In addition, we cover:

  • Effective ways to donate to charity
  • Tax strategies with your 401K and retirement plans
  • Increase your tax free income in retirement
  • Roth Conversions
  • Tax deductions in volatile markets